Credit and financing

 There is a huge range of personal loan products available so there are a few questions you will want to consider.

 Speak to Mr. Lippold if you need finance for any of the following:

• Condos and Houses
• Car
• Holiday
• Wedding
• Renovations
• Medical
• Debt consolidation
• Furniture and appliances

There are a range of options on offer and Mr. Lippold can help you select the right one for you. What loan product types are available?

Variable

A variable rate loan gives you the flexibility to pay extra off your loan when circumstances allow, while you can also redraw those funds if and when you need them. However, variable loans are subject to interest rate rises, so it's important to calculate your ability to make repayments both now and in case of a future rate hike.

Fixed

A fixed rate loan means your repayments are set at a certain figure, shielding you from interest rate rises for the life of the loan. You can also pay extra off your loan, although it's wise to check the limits on the number of additional payments you can make.

Line of credit

A line of credit loan offers you access to funds as you need them, meaning you can withdraw additional funds as needed. A big plus is that you only pay interest on the money you use, and not the total amount borrowed. Also, there is no need to apply for another loan should you need more money, as you can redraw on your available balance. Be aware that a line of credit usually has a minimum and maximum amount you can access, however the limit is usually higher than the amount available using an overdraft loan.

Need Equipment & Asset Finance?

Businesses often need to purchase equipment that is necessary for its day-to-day operations.

This equipment can be expensive, as can be its maintenance. This is where business equipment finance comes in. You can use this loan to buy or even rent equipment needed for your business, whether it be a forklift or even medical equipment.

What's available?

• Motor Vehicle Finance
• Truck & Trailer Finance
• Forklifts, Bobcats, Tractors and other Yellow Goods
• Equipment Finance
• Computers, Printers, Monitors
• Boats, Motor Bikes and Caravans
• Car Buying Facility

While you're in the planning stages consider whether you should buy or lease. Mr. Lippold can help you make the decision.

Please fill in the below data and send it to Mr. Lippold, he will get in contact with you to clear the details.